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Visa Credit Cards

We offer a variety of Visa options to fit your credit needs.

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AAACU Visa Products

Ready to get more from your card? The Alpena Alcona Area Credit Union Visa® Card is more than just a way to pay—it's your gateway to rewards, convenience, and confidence. Whether you're shopping online, dining out, or fueling up for a weekend getaway, every swipe gets you closer to great perks.

Apply today and experience a credit card that puts you first—with competitive rates, enhanced security, and a rewards program designed to give back every step of the way.

Smart. Secure. Rewarding. That’s the AAACU Visa®.

Card Features Rate Rewards Fee

Classic credit card

Visa Classic

Classic credit card with worldwide acceptance.

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  • Fraud Protection
  • Mobile Wallet Options
  • Cash Advances Available

Platinum credit card

Visa Platinum

Higher credit limit with all the classic benefits.

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  • Fraud Protection
  • Mobile Wallet Options
  • Cash Advances Available

Share Secured Visa card

Share Secured Visa

Build credit with our share secured card.

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  • $250 minimum Credit Limit
  • 30-day grace period
  • Earn interest on the funds in your secured share account
  • Re-establish credit history

Student Visa card

Student Visa

Start your credit journey sooner.

Apply Now

  • Fraud Protection
  • Mobile Wallet Options
  • Cash Advances Available
  • Available to youth under the age of 18 with taxable earned income or a parent, legal guardian, or qualified individual over 21.

credit card

Visa Prepaid Cards

Easy spending with our prepaid credit card.

Branch Locations

  • Prepaid Gift Card
  • Available to purchase at all AAACU locations
  • Accepted everywhere Visa is accepted
  • No Rate
  • No Rewards
  • $2.95 each reload

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Your most trusted and valued financial partner for life.

Whether you're looking to save for the future, finance a new home, or simply manage your day-to-day finances, our dedicated team is here to support you every step of the way and provide personalized solutions that grow with you.

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