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Debit Cards

Enjoy the benefits of having an AAACU debit card.

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Debit Cards Products

Our debit cards offer a secure and convenient way to access your funds, whether you're shopping, dining, or managing your finances. With features like contactless payments, 24/7 account access, and enhanced security, our debit cards make everyday transactions easier and safer. Enjoy the freedom to spend and track your finances, all at your fingertips.

AAACU Debit Card Product Options

Debit Cards

Debit Cards

Enjoy the benefits of having an AAACU debit card and the convenience of instant access to the fund in your checking account at ATM's and retailers all around the world.

  • Tap To Pay capabilities
  • EMV chip protection
  • Performs the same functions as an ATM card
  • Accepted everywhere Mastercard is accepted
  • Card Control
  • Earn ScoreCard® Rewards at participating retailers
  • ATM/Debit Card Opt In/Opt Out Form
Debit Card Round-Up

Debit Card Round-Up

Debit Card Round Up helps you save effortlessly by rounding up everyday debit card purchases to the nearest dollar and transferring the difference into your chosen savings account.

  • Enroll in Debit Card Round-Up through the checking menu in our mobile app or by calling 989-356-3577
  • Every debit card transaction is rounded up to the next even dollar amount
  • The rounded up change is transferred to your selected savings account (Money Market, Preferred Shares, or Regular Shares)
  • Enjoy automatic savings growth with no extra effort!
Fresh Start

Fresh Start Debit

Your future awaits... rebuild your financial history with a fresh start debit card from Alpena Alcona Area Credit Union. Available to those who've struggled to maintain a positive checking account relationship with other financial institutions. If you have been denied a checking account in the past, this is the account for you!

  • No minimum balance
  • Debit Card access available
  • Free online & mobile banking
  • Free Bill Pay
  • Free eStatements
  • Low Monthly Fee of $7.95*

*You are eligible to convert your Fresh Start Debit account to our standard checking account following 12 months of positive account transaction activity.

Debit Card FAQs

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Whether you're looking to save for the future, finance a new home, or simply manage your day-to-day finances, our dedicated team is here to support you every step of the way and provide personalized solutions that grow with you.

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